In 2012 The FA carried out a review of insurance across grassroots football which highlighted a lack of guidelines, and prompted the introduction of minimum standards across all counties. The National Game Insurance Scheme (NGIS) has been designed to address this by raising the standard of insurance covers available and to provide more affordable solutions to grassroots football.
Personal accident insurance has been mandatory for a number of years now and has proven to be extremely beneficial in providing protection and financial support to players at grassroots level. The NGIS has paid in excess of £1.5m in claims since its inception in July 2012.
It is purchased by clubs are part of their team affiliations.
The FA have introduced a minimum mandatory requirement for personal accident insurance for all age groups and formats of youth football. Again, this is purchased by clubs when they affiliate teams.